Key Features of the Target Red Card

Target RedCard Benefits Overview

When you use your Target Credit Card, you’ll get 5% off almost everything you buy—whether you’re shopping in-store or online at Target.com. Plus, you won’t have to pay for standard shipping on most items. Another perk? You get extra time to make returns compared to regular Target shoppers. You can also keep an eye on your spending and manage your account easily through the Target app or by logging in online.

These exclusions are important to keep in mind when planning your returns or shopping with mixed payment methods.

How Do I Log In to My Target Red Card Account?

To get started, head over to the official Target website at target.com. Click on “Sign Up” to create your account. You’ll need to enter your 16-digit Target Credit Card number, along with the expiration date and CVV code.

Next, you’ll be asked to create a username and password. Make sure your password is between 8 and 20 characters long, and includes a mix of uppercase letters, lowercase letters, and special characters for security.

Once your account is set up, go to the Sign In page, enter your new username and password, and click “Sign In.” This will take you to your account dashboard.

From there, you’ll be able to view your credit card details, track your transactions, and manage your payments.

If you have trouble logging in, you can either click “Forgot Password” to reset it—just follow the steps to receive a code via email or text—or reach out to Target’s customer support team for help.

How Do You Pay Your Target Credit Card?

You can pay your Target Credit Card bill in several convenient ways. Whether you prefer to pay online, by phone, by mail, or in person, Target Card payment options are flexible to meet your needs.

Ways to Pay Your Target Credit Card:

Online Payment:

Log in to your Target Credit Card account online.
Click “Pay Now.”
Choose the payment amount, payment date, and the account the payment will come from.
Submit your Target Credit Card payment securely.

Mobile App:

Use the TD Bank mobile app to manage and pay your Target Card bill on the go.

By Phone:

Call the Target Credit Card customer service number to make a payment over the phone.

By Mail:

Send your Target Credit Card payment by post to the address listed on your billing statement.

In-Store or Bank Branch:

Visit a TD Bank branch if you prefer to pay your Target Credit Card bill in person.

Will my benefits be the same as those offered with the Target Circle Card?

Yes! If you enjoy getting 5% off on every Target purchase, rest assured — those savings are here to stay. Target plans to continue offering RedCard perks, which means you’ll still receive free 2-day shipping and an extended 30-day return period.

Where Can You Use Your Target Red Card?

You can check your Target Credit Card or Prepaid Card balance by logging into your account online using the username and password you created. If you prefer, you can also call Target’s toll-free number at +1 (888) 755-5856.

For the easiest way to manage your RedCard, it’s best to log in through the online banking portal. There, you can view your balance, track transactions, check your spending limits, manage your PIN, and update card authentication settings. Once you're signed in, you'll also be able to access your financial profile and view your monthly statements.

How to Log Into Your Target Credit Card Account?

Before you can manage your Target Credit Card account online, you'll need to complete a one-time registration. Here's how to get started:

Step 1: Enroll Your Card

Head to the Target Credit Card enrollment page.
Enter your card number and click on “Begin Enrollment.”
Provide the requested information:

Your full name
Card expiration date
Last four digits of your Social Security number
3-digit security code from the back of your card
Click “Next” to proceed.

Step 2: Set Up Your Login Credentials

Choose a username and create a secure password.
Your password must be 8–20 characters long and include at least two of the following:

Uppercase letters
Lowercase letters
Numbers
Special characters (e.g., !, @, #)

Step 3: Sign In to Your Account

Once your registration is complete, go to the Target Credit Card login page.
Enter your username and password, then click “Sign In.”

What You Can Do Online

After logging in, you’ll have full access to your account, allowing you to:

Pay your Target Credit Card bill
View and download your monthly statements
Track purchases and transaction history
Set up or edit automatic payments
Update your account settings and password

Target Credit Card Agreement

This document outlines the terms that apply to your Target Credit Card account (referred to as your “Account”). By signing an application, request form, sales slip, electronic agreement, or any related document, you are agreeing to the terms stated in this Agreement.

The Target Credit Card is issued by TD Bank USA, N.A., a nationally chartered bank based in Delaware, including any future successors or assigns. In this Agreement, “we,” “us,” “our,” and “TD Bank” refer to TD Bank USA, N.A., while “you” and “your” refer to the individual responsible for managing and repaying the Account.

“Card” refers to your Target Credit Card.
“Target” includes Target Corporation and its affiliated entities.
“PIN” means your personal identification number used with the Card, including other secure identifiers like passwords or mobile wallet credentials that authorize transactions.

Please note that while TD Bank USA, N.A. is the official issuer of the Target Credit Card, Target may assist with customer service and facilitate payment processing on TD Bank’s behalf.

Disclaimer

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